Terms of use and disclosures

Welcome to PT Wealth Journey (“the Website”). By accessing or using the Website, you agree to comply with and be bound by the following terms and conditions of use. Please read these terms carefully before using the Website.

  1. General Information

The content provided on the Website is for informational purposes only. The information presented on this Website is not intended to be a substitute for professional financial advice. Always seek the advice of a qualified professional regarding your specific financial situation.

  1. Disclosure of Affiliate Relationships

The Website may contain affiliate links, which means that we may earn a commission if you make a purchase through those links. We are a participant in various affiliate programs, including the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

  1. Endorsements and Testimonials

Any product or service mentioned or promoted on the Website may be accompanied by endorsements or testimonials from individuals who have used or experienced the product or service. The opinions expressed in such endorsements or testimonials are solely those of the individuals and do not represent the views or opinions of PT Wealth Journey.

  1. Third-Party Websites and Content

The Website may include links to third-party websites for your convenience and information. PT Wealth Journey is not responsible for the content, accuracy, or privacy practices of such websites. The inclusion of any link does not imply endorsement or approval by PT Wealth Journey of the linked website or its content.

  1. Intellectual Property

All content on the Website, including text, graphics, images, logos, and audio or video clips, is the property of PT Wealth Journey or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, modify, distribute, or republish any content from the Website without prior written permission from PT Wealth Journey.

  1. Limitation of Liability

PT Wealth Journey and its affiliates, partners, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of the Website. This limitation applies to the fullest extent permitted by law.

  1. Indemnification

You agree to indemnify and hold harmless PT Wealth Journey, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, or expenses arising out of your use of the Website or violation of these Terms of Use.

  1. Modification and Termination

PT Wealth Journey reserves the right to modify, suspend, or terminate the Website, its content, or these Terms of Use at any time without prior notice.

  1. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States of America. Any legal action or proceeding arising out of or relating to these Terms of Use shall be brought exclusively in the courts located in United States of America.

  1. Contact Us

If you have any questions or concerns about these Terms of Use or the Website, please contact us at ptwealthjourney[at]gmail.com.